Fincore Engine
FINCORE’s Engine offers unique flexibility and control in designing and building new financial products using smart contracts.
A wide range of products can be created, from innovative offerings like multi-currency accounts or bundled products to replications of existing products from legacy platforms.
This capability facilitates the safe migration of customers to FINCORE from legacy platforms without disrupting their current product portfolio.
Smart Contracts
Developer-friendly code empowers smart contracts to build any financial product. This grants banks full control over product logic, offering flexibility and power for designing and building innovative new products as well as replicating their existing back book.
Financial product creation and changes are completely abstracted from the platform through a dedicated configuration layer. This allows banks to build and improve any financial product entirely by writing smart contracts. No modifications are required to the platform code, and banks maintain complete autonomy over product changes, eliminating reliance on us.
Mortgage
- Home Loan
- Fixed-rate Mortgage
- Tracker Mortgage
- Variable-rate Mortgage
- Balance offset Mortgage
- Portable Mortgage
- Home Equity Loan
- Refinance/Additional Borrowing
- Remortgage
- Repayment Mortgage
- Interest-only Mortgage
Loan
- Education/Student Loan
- Point-of-sale Finance
- Balloon Repayment Loan
- Car Loan
- Fixed-rate Home Loan
- Interest-only Loan
- Renovation Loan
- Peer-to-peer Loan
- Personal Loan
- Bridging Loan
- Home Extension/Improvement Loan
Deposits
- Time Deposit Account
- Term Deposits
- High-yield Savings
- Easy Access Saver
- Multi-currency Account
- Fixed-term Deposit
- Specialty Savings Account
- Money Market Savings
- Savings Account
- Second Chance Account
- Checking Account/Transaction Account (DDA)
- Current Account (Including overdraft)
Revolving Credit
- Revolving line of credit
- Credit Card
- Balance transfer credit
- Installment line of credit
- Charge card
Wallets
- Mobile Wallet
- CBDC Wallet
- Multi Currency Wallet
Shariah Products
- Shariah savings account
Product SDK
Our intuitive SDK empowers banks to streamline their product development lifecycle. This user-friendly toolkit simplifies building, testing, and managing their entire product portfolio.
Accelerated Product Launches
Build, configure, and launch financial products faster and more cost-effectively with reusable business rules and ready-to-use components.
Full Control & Flexibility
Leverage smart contracts to design any product configuration imaginable, giving banks complete control over product logic and pricing.
Simplified Management
Easily manage, monitor, and optimize financial products through an intuitive interface that streamlines and simplifies the entire product lifecycle.
Enhanced Product Control
Fincore gives banks complete control over product design and operations. Create multiple product variations from a single smart contract, perform seamless “no-code” migrations, and maintain granular flexibility. Powered by a real-time ledger, the platform delivers instant transaction updates, continuous data streaming for AI-driven insights, and support for complex banking needs — from multiple currencies to seamless back-book migration.
APIs
Fincore offers a powerful suite of APIs that simplify integration, enable real-time processing, and streamline legacy migration — ensuring banks stay agile and connected.
REST APIs facilitate smooth integration with external applications like channels, CRMs, operator UIs, and product catalogs. They also handle crucial financial operations such as authorization, settlement, credits, and debits, ensuring reliable core banking functions.
Native Kafka-based streaming APIs deliver real-time updates on key banking activities, including account balances, accounting events, customer data changes, and other ledger modifications, supporting live data processing and instant insight.
High-performance Kafka integration APIs streamline the migration of legacy core data by supporting batching, validation, and dependency management, making complex system transitions more efficient and less disruptive.
Hosting Options
Fincore, built as a cloud-native solution, offers banks the flexibility to deploy on their preferred cloud provider—whether public, private, or hybrid. We provide unmatched choice and expertise in cloud migration.
Our Unique Offerings
We’re the only truly cloud-native core banking provider with a full range of deployment options, including SaaS, cloud-hosted, and hybrid setups.
BAAS
Fincore’s fully managed BaaS minimizes infrastructure management, ideal for agile banks and FinTechs seeking simplicity.
Bank Hosted
Fincore supports deployment on public clouds (Azure, AWS, GCP, IBM), hybrid setups with private cloud for security, or fully private clouds via Red Hat OpenShift, AWS Outposts, Azure Stack, or Google Anthos.
Grow your Business
We partner with leading banks and FinTechs to launch digital-first banks on modern, cloud-native technology. The Fincore platform combines smart contracts, API-first microservices, ready-to-use banking products, and pre-built integrations with top-tier vendors—helping banks deliver innovation faster and at lower cost. Through our coexistence model, banks can run new stacks alongside legacy systems, ensuring seamless customer experiences, smooth data flow, and step-by-step modernization. This flexible approach allows banks to launch next-gen products today while migrating to a fully modern platform at their own pace—supported by our global network of experts.
Migration: Streamline Banking Operations with Fincore
The Fincore Platform simplifies both new product management and legacy migration, enabling banks to modernize with speed and confidence.
Effortless Product Management
Efficiently manage your complete front-book of products.
Simplified, Low-Risk Migration
Intuitive migration tools and powerful APIs reduce timelines, errors, complexity.
Seamless Complete Data Transfer
Seamlessly migrate all products, ledgers, accounts, and complex portfolios.
Accurate Product Replication
Fincore Engine reliably replicates all complex legacy product behavior.
Flexible Migration Strategies
Use tranching, parallel runs, and comprehensive time-series testing for accuracy.
Expert and Partner Support
Migration partners and Fincore experts provide guidance and seamless support.
Delivery
We pride ourselves on consistently delivering successful deployments. We work with banks to provide the delivery approach best suited to their needs:
Self service
- Self-Deployment Capability – Banks can deploy Fincore independently.
- Comprehensive SDK & Documentation – Detailed guidance on platform functionality.
- Training & Certification – Dedicated portal to upskill staff for configuration and deployment.
Our experts
- Collaborative Deployment – Works alongside banks and partners to ensure success.
- Skill & Knowledge Transfer – Provides deep expertise in configuration, architecture, and migration.
- Flexible Support Options – Empowers self-sufficiency or offers long-term support services.
About US
We are a company with extensive experience in building AI and Web3-based solutions that cater to the diverse needs of various industries.
Quick Links
Contact
- +65 89537905
- contactus@moneyverse.ai
- Headquarters : 03-12, BS Bendemeer Centre, 20 Bendemeer Road Singapore 339914.
- Technology Headquarters : 10th floor, RMZ Latitude Commercial Building, Bellary Rd, Vinayakanagar, Byatarayanapura, Bengaluru, Karnataka 560024
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