Composable core banking
MVCORE Engine
MVCORE’s Engine provides configurable infrastructure that enables institutions to design and manage financial product workflows using smart contract-based logic.
A wide range of financial product configurations can be supported, including multi-currency account frameworks and bundled service structures, as well as the replication of legacy platform configurations.
This capability supports institutions in migrating operational workflows from legacy environments to MVCORE infrastructure without disrupting existing product structures.
Configuration layer
Smart Contracts
Developer-friendly code enables institutions to configure smart contract-based financial product workflows through MVCORE infrastructure. This grants banks full control over product logic, offering flexibility and power for designing and building innovative new products as well as replicating their existing back book.
Financial product creation and changes are completely abstracted from the platform through a dedicated configuration layer. This allows institutions to configure and enhance financial product structures through smart contract-based configuration layers. No modifications are required to the platform code, and banks maintain complete autonomy over product changes.
What MVCORE powers
Product Coverage
- Home Loan
- Fixed-rate Mortgage
- Tracker Mortgage
- Variable-rate Mortgage
- Balance offset Mortgage
- Portable Mortgage
- Home Equity Loan
- Refinance/Additional Borrowing
- Remortgage
- Repayment Mortgage
- Interest-only Mortgage
- Education/Student Loan
- Point-of-sale Finance
- Balloon Repayment Loan
- Car Loan
- Fixed-rate Home Loan
- Interest-only Loan
- Renovation Loan
- Peer-to-peer Loan
- Personal Loan
- Bridging Loan
- Home Extension/Improvement Loan
- Time Deposit Account
- Term Deposits
- High-yield Savings
- Easy Access Saver
- Multi-currency Account
- Fixed-term Deposit
- Specialty Savings Account
- Money Market Savings
- Savings Account
- Second Chance Account
- Checking Account/Transaction Account (DDA)
- Current Account (Including overdraft)
- Revolving line of credit
- Credit Card
- Balance transfer credit
- Installment line of credit
- Charge card
- Mobile Wallet
- CBDC Wallet
- Multi Currency Wallet
- Shariah savings account
Integration & connectivity
APIs
MVCORE offers a powerful suite of APIs that simplify integration, enable real-time processing, and streamline legacy migration — ensuring banks stay agile and connected.
REST APIs facilitate smooth integration with external applications like channels, CRMs, operator UIs, and product catalogs. They also support workflow orchestration for authorization, ledger reconciliation, credit and debit instructions within institutional environments.
Native Kafka-based streaming APIs support near real-time updates on institutional workflow activities, including account state changes, operational events, customer data updates, and ledger-level modifications, enabling live data processing and infrastructure-level insights.
High-performance Kafka integration APIs support the migration of legacy operational datasets by enabling batching, validation, and dependency management for efficient infrastructure transitions.
Deploy your way
Hosting Options
MVCORE, built as a cloud-native solution, offers banks the flexibility to deploy on their preferred cloud provider — whether public, private, or hybrid. We provide unmatched choice and expertise in cloud migration.
Our Unique Offerings
MVCORE is a cloud-native core banking infrastructure platform offering flexible deployment options including SaaS, cloud-hosted, and hybrid setups.
BAAS
Bank Hosted
Build & test
Product SDK
Our intuitive SDK enables institutions to streamline their product configuration lifecycle using MVCORE infrastructure. This user-friendly toolkit simplifies building, testing, and managing their entire product portfolio.
Accelerated Product Launches
Full Control & Flexibility
Simplified Management
Built for banks
Enhanced Product Control
MVCORE gives banks complete control over product design and operations. Create multiple product variations from a single smart contract, perform seamless “no-code” migrations, and maintain granular flexibility. Powered by a real-time ledger, the platform supports near real-time transaction state updates and continuous data streaming for operational insights and support for complex banking needs – from multiple currencies to seamless back-book migration.
Partnership model
Grow your Business
We partner with financial institutions and FinTechs to support the deployment of digital financial operating environments on modern infrastructure. The MVCORE platform combines smart contracts, API-first microservices, ready-to-use banking products, and pre-built integrations with top-tier vendors—helping banks deliver innovation faster and at lower cost. Through our coexistence model, banks can run new stacks alongside legacy systems, ensuring seamless customer experiences, smooth data flow, and step-by-step modernization. This flexible approach allows banks to launch next-gen products today while migrating to a fully modern platform at their own pace—supported by our global network of experts.
Legacy modernization
Migration: Streamline Banking Operations with MVCORE
The MVCORE Platform simplifies both new product management and legacy migration, enabling banks to modernize with speed and confidence.
Effortless Product Management
Simplified, Low-Risk Migration
Seamless Data Transfer
Accurate Product Replication
Flexible Migration Strategies
Expert and Partner Support
Working together
Delivery
We deliver reliable implementations tailored to each institution’s needs, ensuring smooth deployment and long-term operational success.
Self Service
- Self-Deployment Capability – Deploy MVCORE infrastructure independently with minimal dependency.
- SDK & Documentation – Access detailed guides and APIs for seamless implementation.
- Training & Certification – Upskill teams for configuration, deployment, and management.
Our Experts
- Collaborative Deployment – Work with banks and partners for smooth implementation.
- Skill & Knowledge Transfer – Gain expertise in configuration, architecture, and migration.
- Flexible Support Options – Choose self-managed setups or ongoing support.